Homeownership 101 in patnership with Delta Sigma Theta Sorority

inte8821 • March 25, 2014

IHA is pleased to announce the partnership between IHA and the Delta Sigma Theta Sorority in hosting “ Homeownership 101” on Sunday, March 30th at the C. Burr Artz Library community room on Patrick St. in downtown Frederick. The Deltas are providing lunch too!

See flyer for registration information. Attendees must register to attend.

Please consider sharing this with those in your circle who might benefit: employees, co-workers, clients, etc. We are hoping that working families and individuals can attend, given that the event is on a weekend. We can host up to 100 attendees.

Buying a home can be so confusing and IHA hopes to demystify the process in this workshop.

In Homeownership 101, potential homebuyers will learn the roles and responsibilities for themselves and the professionals they will encounter along the way. A real estate agent will walk through the process and help explain how an agent and a buyer work together to search for a home and make an offer. A mortgage broker will explain the loan application process and different programs available to the first time buyer. Finally a title insurance agent will introduce the vocabulary used in the closing process and the documents necessary for purchasing a home.

In addition IHA staff will introduce the Purchase-Repair Homeownership Program which is available in conjunction with a grant awarded by the USDA. This gives us the opportunity to pre-qualify low income buyers and help them through the purchase process of an already existing home. The low interest USDA loan includes a budget for repairs and has no down payment. Homes are available for purchase in Frederick, Carroll and Washington Counties.

Speakers for this series include Mary Ford Nail from Real Estate Teams LLC, Vicky Weldon with Wells Fargo Home Mortgage and Dan Martz of United Title Service LLC. The workshop is offered free of charge.

Gary Free resident at Residences at Railroad Square Apartments

March 3, 2025
Gary Free grew up in Brunswick, MD. The first time he saw the Residences at Railroad Square, he knew he would love to live in the apartments. Now all he can think to himself is, “I am living here!” Gary said the day he signed his lease he was so happy! He has a picture hanging in his apartment that says, “You’re Home.” Gary looks at it often and says to himself, “I am!” He finally feels at peace. Gary feels his home is nice! He also feels one of the ways of living at Residences of Railroad Square is that he now has everything he ever wanted, asked for and needed. The only thing he feels is a concern is that most of the time he gets lonely. His goal is to try to meet people. He says, “I’m a very friendly person.” Gary says his experience living at the Residences at Railroad Square has been rather good. If he has any concerns he can talk to the office staff. He feels it can’t get any better than this!

Lease-up of Residence of Railroad Square

By Crystal Thomas • March 3, 2025
With excitement and anticipation, I watched the groundbreaking on June 29, 2023, with my assistant Vickie and IHA’s Supportive Services coordinator, Sandi. By the middle of September 2023 concrete walls were being set up. We watched as the roof was completed; then the windows and doors were installed. We impatiently waited for the day we received permission to see the inside of the Residences of Railroad Square property. Finally, on September 25, 2024, we had the privilege to tour the inside of this beautiful property. On the weekend of September 27, 2024, the IHA property management team along with the CEO Jodie, held a two-day in-person application event. The owners of First Stop Brunswick generously donated their space at 2. E. Baltimore Street. That lease up kick off generated 56 applications. Over the next three months, ninety more applications were submitted. Each applicant came with their own story which stirred our hearts. No matter how different their stories may have been, they all had the same wish, a place to call home for Christmas! On November 5, 2024, the first resident signed their lease and on December 23, 2024, the last empty unit was filled! Not only were we able to fulfill these residents' Christmas wishes but it also filled our hearts with joy!

Interfaith Housing Alliance (IHA) is proud to announce 4 funding awards received this quarter from community partners.

March 3, 2025
In November 2024, IHA was awarded a $20,000 grant from Delaplaine Foundation, Inc. This grant supports IHA’s three workshop series: Credit Café ; Financial Freedom Bootcamp ; and Ready, Set, Go… Home! In Credit Café, participants work specifically on improving their credit. Financial Freedom Bootcamp builds critical foundational skills for financial success. Ready, Set, Go… Home! walks participants through the entire homebuying process from start to finish. IHA also received a $1,574.37 designated grant from The PNC Homeownership Fund of The Community Foundation of Frederick County. These pass-through funds will directly support low- to moderate-income (LMI) households in achieving homeownership in Frederick County. In December 2024, IHA was awarded a $29,498 grant from the Maryland Affordable Housing Trust (MAHT). MAHT is administered by the Maryland Department of Housing and Community Development (DHCD) through the Division of Neighborhood Revitalization. This grant program is a valuable resource for the advancement of affordable housing initiatives and will provide operational assistance to IHA’s affordable multifamily community in Cumberland, MD. In January 2025, IHA was awarded a $2,500 grant by The Natelli Communities Charitable Fund of The Community Foundation of Frederick County. These unrestricted funds will support IHA’s work across the multiple counties served by our programs and affordable rental communities.
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