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October is Domestic Violence Awareness Month

Carol Riggles • September 6, 2022

According to the National Coalition Against Domestic Violence, nearly 20 people per minute are physically abused by an intimate partner in the United States. Intimate partner violence accounts for 15 percent of violent crime in the United States. Approximately one in four women and one in nine men experience intimate partner violence. 


Directly related to the stress and isolation forced during the pandemic, domestic violence cases increased by 25-33 percent globally in 2020 according to the American Journal of Emergency Medicine. 


As alarming as these statistics are, it is widely believed that less than half of all incidents are reported. 


Domestic violence knows no boundaries. It affects people of all races, ages, sexual orientations, religions, genders, socioeconomic backgrounds, and education levels. It's a universal problem, so why are victims so wary of reporting it? 


The reasons are as varied and complex as the types of abuse that constitute acts of domestic violence. Domestic violence is a serious, sometimes life-threatening, situation, and is about power and control. One partner is controlling the other through a pattern of physical, verbal, financial, and/or mental abuse. Many victims worry that telling the truth will further endanger themselves, their children or other family members. 


A great example of this is portrayed in the Netflix documentary “Mourning Son.” Both the mother and son were threatened and afraid, but neither of them spoke about their fears to each other. The end result was that the mother was murdered and the son went through a downward spiral of depression and substance abuse. 


A true crime series on Discovery + “Fight or Flight” showcases the work of Somy Ali, an 8-year domestic violence victim turned human rights advocate who for the last 15 years has rescued thousands of men, women, and children from domestic violence and sex trafficking through her nonprofit No More Tears. The series highlights the atrocities and trauma victims of abuse endure and their journey from victim to survivor. Viewers go along with Somy in a race against time to extricate victims and help them secure the help and safety they need to rebuild their lives and the seemingly insurmountable hurdles victims face along their journey toward freedom and independence. 


Nearly all abusers deny their crimes which puts the victim in the horrific position of having to tell in great detail all of the events that have occurred, further contributing to their trauma. 


Most domestic violence cases happen in the privacy of a home. Usually, there are no other witnesses, and the only people who know what really happened will give different versions of the same event. More often than not, a domestic violence case pits the word of the alleged victim against that of the defendant, and a jury is asked to figure out which side is telling a version of the story that is closer to the actual truth. 


The question “Why do people stay in abusive relationships?” is often posed to survivors, implying that they are to blame for the abuse. All too often the answer is the lack of resources created by the controlling partner. In so many situations, the victim has not been allowed to have access to employment, friends, extended family and money. Some aren’t even allowed to have a car or a phone! Fear, financial dependency and forced isolation all contribute to the inability of the victim to leave. 


How can we help? 


It’s impossible to know with certainty what goes on behind closed doors, but there are some telltale signs of emotional abuse and domestic violence. If you witness these warning signs of abuse in a friend, family member, or co-worker, take them very seriously. 


People who are being abused may: 

  • Seem afraid or anxious to please their partner 
  • Go along with everything their partner says and does 
  • Check in often with their partner to report where they are and what they’re doing 
  • Receive frequent, harassing phone calls from their partner 
  • Talk about their partner’s temper, jealousy, or possessiveness 


People who are being physically abused may: 

  • Have frequent injuries, with the excuse of “accidents.” 
  • Frequently miss work, school, or social occasions, without explanation. 
  • Dress in clothing designed to hide bruises or scars (for example, wearing long sleeves in the summer or sunglasses indoors). 


People who are being isolated by their abuser may: 

  • Be restricted from seeing family and friends. 
  • Rarely go out in public without their partner. 
  • Have limited access to money, credit cards, or the car. 


People who are being emotionally abused may: 

  • Have very low self-esteem, even if they used to be confident. 
  • Show major personality changes (e.g. an outgoing person becomes withdrawn). 
  • Be depressed, anxious, or suicidal. 


If you suspect that someone you know is being abused, speak up! If you’re hesitating by telling yourself that it’s none of your business or that the person might not want to talk about it, keep in mind that expressing your concern will let the person know that you care and may even save their life. 


Talk to the person in private and let them know that you’re concerned. Point out the signs you’ve noticed that worry you. Tell the person that you’re there for them, whenever they feel ready to talk. 


Above all, suggest that they contact the National Domestic Violence Hotline by calling (800) 799-SAFE (7233) or by texting START to 88788 if they do have access to a phone that isn’t monitored by their abuser. Or suggest they visit https://www.thehotline.org/ for more information and resources. 

By Cole Larkins December 4, 2024
As we approach the end of 2024, IHA reflects on our continued commitment to making homeownership attainable and affordable for families at or below a median income. This year has been one of growth, innovation, and impactful community partnerships. A Personal Note from Cole Larkins I joined IHA as the Frederick County Property Manager just over a year ago, bringing with me a diverse background in property and portfolio management, residential mortgage finance, and entrepreneurship. Following a pivotal moment in my life in late 2021, I chose to leave a successful career in Baltimore’s finance sector to pursue a path that aligned more deeply with my faith and values—a path focused on uplifting others and creating meaningful change. This journey led me to IHA, where I have found profound fulfillment in serving our community and advancing our mission of affordable housing and homeownership. Celebrating the New Homeownership Program For more than a decade, IHA’s purchase & repair program has been a cornerstone of affordable homeownership in our region. In 2024, we have worked to sustain the availability of USDA-funded direct loans while also broadening our lending capacity within USDA guidelines. These efforts are designed to expand the scope of our services, ensuring we meet the evolving needs of our communities. We very much look forward to our continued facilitation of USDA loans in 2025. We are also thrilled to announce a new initiative aimed at pairing households with community banks, lenders, and other resources outside the scope of USDA funding. This expansion reflects our commitment to empowering families with diverse financing options and creating pathways to sustainable homeownership. Community Partnerships Collaboration is at the heart of everything we do. A special thanks to Danielle Adams of the Frederick County Building Industry Association for her invaluable support in fostering connections with local financial institutions. Dani’s efforts, alongside those of our community partners, have been instrumental in advancing affordable homeownership. We also extend our gratitude to the following community partners and their team members:  Woodsboro Bank: Richard Ohnmacht, Thomas Ramsay, and Erin E. Dietrich Patriot Federal Credit Union: Tricia Wareham Sandy Spring Bank: Kelly Vita and Houston Darling ACNB: Art Rathell Nymeo Federal Credit Union: Gwen Farrell, Marie Zinnert, and Jason Ambrose MLend: Chuck Via Building the Future Looking ahead, we are excited about the opportunities for new housing developments and deeper collaborations with regional nonprofits who share our mission of affordable homeownership. Technological advancements are also driving our efforts, as we fully integrate Salesforce and AI into our administrative processes to better serve our clients and community. An Entire Team Effort – Thank You Team! Our success reflects the dedication and collaboration of our incredible team: Program Leadership & Team: I am grateful for the guidance of Jodie Ostoich, our President and CEO, Rachel Gardner, our Programs and Grants Director, and Lacy Allen, our Financial Health and Digital Engagement Manager. Their leadership inspires our mission and fuels our success particularly in the homeownership program. Finance Leadership & Team: A special thank-you to Anna Rini and her exceptional team for their expertise and support throughout my transition into the homeownership program. Technical Assistance Partners: Frank Datillo and Jill Lordan of NeighborGood Partners have provided invaluable expert guidance, helping us navigate and strengthen our programs. Property Management Leadership & Team: Crystal Thomas and her team have done an outstanding job at the Residences at Railroad Square in Brunswick, MD, ensuring families have a beautiful place to call home. Their hard work and collaboration have helped me grow and thrive at IHA. A Season of Gratitude As I celebrate my first anniversary at IHA, which I marked on November 14, 2024, I feel immense pride and gratitude for the work we have accomplished together. This year has been a true labor of love, and I look forward to the continued growth and impact we will achieve in the years ahead. From all of us at IHA, we wish you a happy, healthy, safe, and prosperous holiday season and new year. Warm regards, Cole Larkins Homeownership Program Manager
By Lacy Ames December 4, 2024
Are you ready to take charge of your finances and kickstart 2025 with confidence? Starting this January, the Financial Freedom Bootcamp offers a practical, hands-on workshop designed to help you master budgeting, grow your savings, reduce debt, and set achievable financial goals. This program is perfect for anyone looking to make smarter money decisions and build a brighter financial future. The Financial Freedom Bootcamp was developed to revitalize our previous program, Prescription for Financial Health, which was offered via Facebook groups during the onset of COVID. In its earlier format, the workshop operated in person over three months with small working groups. This updated program condenses the same valuable knowledge into a shorter time frame, making it m ore accessible and efficient. Additionally, the new format brings clients back together for hands-on activities and in-person conversations, creating a more engaging and interactive learning experience. Whether you’re new to financial literacy or revisiting your goals, the Bootcamp is a fresh, modern way to take charge of your finances. The Bootcamp begins with Part 1, the Budget & Savings Workshop, held in person on January 8th, from 5:30 PM to 7:00 PM. Part 2, the Optional Credit Café Workshop, will be held virtually on Zoom on January 15th, from 5:00 PM to 6:00 PM. Part 3, the Debt Reduction & Goal Setting Workshop, returns in person on January 15th, from 5:30 PM to 7:00 PM. Finally, Part 4 is a 6-Month Progress Meeting, held virtually on Zoom at a time that works for you, where you’ll review your progress and update your financial plans. Participants in the Bootcamp will gain valuable skills to create and stick to personalized budgets, discover strategies to save effectively, master techniques for debt reduction, and set meaningful financial goals. Plus, everyone will receive a toolkit of worksheets, apps, and virtual resources to keep them on track long after the workshop ends. Registration is required and is completed entirely online. To secure your spot, contact Lacy Allen by emailing Lames@interfaithhousing.org or calling/texting 301-818-5606. Spots are limited, so don’t miss this opportunity to transform your financial future. Get ready to take control of your finances and start 2025 on the right foot!
By Rachel Gardner December 4, 2024
Interfaith Housing Alliance (IHA) is proud to announce 6 funding awards received this quarter from community partners. In August 2024, IHA was awarded a grant by the Ausherman Family Foundation. This 2:1 matching grant will match up to $30,000 in donations raised from community members and IHA’s Board of Directors during our 2024 annual appeal. Funds will support the full range of IHA’s services and programming. In September 2024, IHA was awarded a $30,000 Technical Assistance Grant (TAG) by the Maryland Department of Housing and Community Development (DHCD). This grant supports the continued rehabilitation of IHA’s Weinberg House. This 23-unit affordable rental community in Frederick, MD was originally built in 1994 and houses senior members of our community ages 62 and older with low to moderate income. The rehabilitation project includes upgrades to heating, appliances, plumbing, drywall, flooring, lighting, cabinets, and countertops. In October 2024, IHA received a $1,722 donor-advised grant from T. Rowe Price. These unrestricted funds will support all of IHA’s endeavors in strengthening the communities we serve. In November 2024, IHA was awarded a $125,000 grant by Morgan Stanley. This grant supports IHA in its ongoing quest to create and provide affordable housing opportunities for LMI community members. It also allows IHA to continue supporting community members through our Financial Dignity and Empowerment Services, which offer individualized and group programming through workshops and access to homeownership opportunities. IHA also received two funding awards in support of its Credit Café program. IHA’s $10,000 application to participate in United Way of Frederick County’s Annual Unity Campaign was approved. This approval will enable IHA to participate in the Spring 2025 Unity Campaign alongside other local nonprofit organizations to collectively raise funds in the Frederick County community. IHA also received a $1,300 Community Grant from the Rotary Club of Carroll Creek (RCCC). Credit Café promotes financial stability among LMI households through group credit education and free, individualized credit advising. Participants partner with a financial coach to create a strategic plan to either build, boost, or improve their report.
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