PURCHASE-REPAIR HOMEOWNERSHIP PROGRAM

THINK AGAIN!

IHA’s Purchase-Repair Homeownership Program provides affordable homeownership opportunities to families and individuals that wouldn’t otherwise qualify for a traditional mortgage.

Program participants receive free technical assistance from IHA through the entire homeownership process, from credit repair and budget counseling, preparation of the loan application, locating and placing an appropriate home under contract, how to repair and maintain their home, as well as on-going post-purchase counseling to eliminate any chance of foreclosure in the future.

The entire community benefits by revitalizing neglected neighborhoods, reusing infrastructure and preserving existing housing. This program is currently available in areas designated as rural by USDA Rural Development in Carroll, Frederick, and Washington counties in Maryland.  Click on the link below to look up a specific address to see if it qualifies:

https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfpd

FEATURES OF THE PROGRAM INCLUDE:

*IHA delivers the Purchase Repair Program in partnership with USDA-RD. Areas of service include Washington, Frederick and Carroll counties. Please check the USDA-RD website to determine if the home you are interested in can be found in USDA-RD coverage areas.

*IHA generally handles applications on a first come, first served basis whenever possible. Due to higher demand, IHA has begun to prioritize applications where safe housing is not currently present or there is a high risk of housing loss.