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September 2024 Newsletter End of Year Campaign Article

Jodie Ostoich • September 10, 2024

Learn how to support us in 2025!

In 2024 you can’t read an online article, turn on the evening news or pick up a newspaper without headlines screaming that housing is not affordable. This used to be the rally cry of affordable housing advocates everywhere. But as inflation, interest rates and lack of housing inventory begin to impact middle America, housing affordability is having a moment in our collective consciousness.


In 2024 Maryland families need to earn $36.70 per hour to afford a two bedroom apartment. If they earn minimum wage, they must work 98 hours per week to afford that same two bedroom. In Frederick County Maryland, families must earn between $28.46-$48.08 per hour to affording housing in their zip code.


It is this kind of data that drives the mission of Interfaith Housing Alliance (IHA). We seek to strengthen communities by providing affordable housing opportunities for seniors, working families and individuals. IHA currently has 528 new affordable homes in construction and will be available in the fall of 2024 and in 2025. It is our joy to serve others with this much needed housing.


We invite you to join us in this work by giving during our year end campaign which kicks off on November 1st. Each dollar donated is being matched by $2, thanks to our sponsors. IHA has raised $60,000 in matching sponsorship funds and our goal is to raise $30,000 more in donations. Please consider supporting this important work.


If you would like to learn more about this work or discuss a donation, please reach out to our President, Jodie Ostoich at jostoich@interfaithhousing.org.


Please click on the images below to expand and learn more about these housing statistics.

Gary Free resident at Residences at Railroad Square Apartments

March 3, 2025
Gary Free grew up in Brunswick, MD. The first time he saw the Residences at Railroad Square, he knew he would love to live in the apartments. Now all he can think to himself is, “I am living here!” Gary said the day he signed his lease he was so happy! He has a picture hanging in his apartment that says, “You’re Home.” Gary looks at it often and says to himself, “I am!” He finally feels at peace. Gary feels his home is nice! He also feels one of the ways of living at Residences of Railroad Square is that he now has everything he ever wanted, asked for and needed. The only thing he feels is a concern is that most of the time he gets lonely. His goal is to try to meet people. He says, “I’m a very friendly person.” Gary says his experience living at the Residences at Railroad Square has been rather good. If he has any concerns he can talk to the office staff. He feels it can’t get any better than this!

Lease-up of Residence of Railroad Square

By Crystal Thomas • March 3, 2025
With excitement and anticipation, I watched the groundbreaking on June 29, 2023, with my assistant Vickie and IHA’s Supportive Services coordinator, Sandi. By the middle of September 2023 concrete walls were being set up. We watched as the roof was completed; then the windows and doors were installed. We impatiently waited for the day we received permission to see the inside of the Residences of Railroad Square property. Finally, on September 25, 2024, we had the privilege to tour the inside of this beautiful property. On the weekend of September 27, 2024, the IHA property management team along with the CEO Jodie, held a two-day in-person application event. The owners of First Stop Brunswick generously donated their space at 2. E. Baltimore Street. That lease up kick off generated 56 applications. Over the next three months, ninety more applications were submitted. Each applicant came with their own story which stirred our hearts. No matter how different their stories may have been, they all had the same wish, a place to call home for Christmas! On November 5, 2024, the first resident signed their lease and on December 23, 2024, the last empty unit was filled! Not only were we able to fulfill these residents' Christmas wishes but it also filled our hearts with joy!

Interfaith Housing Alliance (IHA) is proud to announce 4 funding awards received this quarter from community partners.

March 3, 2025
In November 2024, IHA was awarded a $20,000 grant from Delaplaine Foundation, Inc. This grant supports IHA’s three workshop series: Credit Café ; Financial Freedom Bootcamp ; and Ready, Set, Go… Home! In Credit Café, participants work specifically on improving their credit. Financial Freedom Bootcamp builds critical foundational skills for financial success. Ready, Set, Go… Home! walks participants through the entire homebuying process from start to finish. IHA also received a $1,574.37 designated grant from The PNC Homeownership Fund of The Community Foundation of Frederick County. These pass-through funds will directly support low- to moderate-income (LMI) households in achieving homeownership in Frederick County. In December 2024, IHA was awarded a $29,498 grant from the Maryland Affordable Housing Trust (MAHT). MAHT is administered by the Maryland Department of Housing and Community Development (DHCD) through the Division of Neighborhood Revitalization. This grant program is a valuable resource for the advancement of affordable housing initiatives and will provide operational assistance to IHA’s affordable multifamily community in Cumberland, MD. In January 2025, IHA was awarded a $2,500 grant by The Natelli Communities Charitable Fund of The Community Foundation of Frederick County. These unrestricted funds will support IHA’s work across the multiple counties served by our programs and affordable rental communities.
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