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Support Interfaith Housing Alliance During the 2025 Unity Campaign – Empower Lives Through the Credit Café Workshop

Lacy Ames • March 3, 2025

Imagine living paycheck to paycheck, struggling to afford housing, and being trapped in a cycle of financial instability. Now, imagine a place where families receive the guidance they need to break free—where they learn how to build credit, manage debt, and create a stable financial future. That’s exactly what the Credit Café Workshop, supported by Interfaith Housing Alliance, does for our community.

During the 2025 Unity Campaign for Frederick County, your donation will directly support this life-changing program. The Credit Café Workshop provides free financial coaching, credit-building tools, and one-on-one support to individuals and families striving for self-sufficiency. By donating, you’re not just giving money—you’re giving hope, opportunity, and a path to financial independence.

With your support, more people can:
✔ Learn how to improve their credit scores
✔ Access affordable housing and loan opportunities
✔ Break the cycle of poverty for themselves and their children

Every dollar makes a difference. Plus, during the Unity Campaign, your contribution can be matched, making your impact even greater!

Join us in building a stronger, more financially secure community. Donate today and help turn financial dreams into reality.

To donate, Text UnityFC25188 to 71777 or visit this link: Donate to IHA's Unity Campaign

March 3, 2025
Gary Free grew up in Brunswick, MD. The first time he saw the Residences at Railroad Square, he knew he would love to live in the apartments. Now all he can think to himself is, “I am living here!” Gary said the day he signed his lease he was so happy! He has a picture hanging in his apartment that says, “You’re Home.” Gary looks at it often and says to himself, “I am!” He finally feels at peace. Gary feels his home is nice! He also feels one of the ways of living at Residences of Railroad Square is that he now has everything he ever wanted, asked for and needed. The only thing he feels is a concern is that most of the time he gets lonely. His goal is to try to meet people. He says, “I’m a very friendly person.” Gary says his experience living at the Residences at Railroad Square has been rather good. If he has any concerns he can talk to the office staff. He feels it can’t get any better than this!
By Crystal Thomas March 3, 2025
With excitement and anticipation, I watched the groundbreaking on June 29, 2023, with my assistant Vickie and IHA’s Supportive Services coordinator, Sandi. By the middle of September 2023 concrete walls were being set up. We watched as the roof was completed; then the windows and doors were installed. We impatiently waited for the day we received permission to see the inside of the Residences of Railroad Square property. Finally, on September 25, 2024, we had the privilege to tour the inside of this beautiful property. On the weekend of September 27, 2024, the IHA property management team along with the CEO Jodie, held a two-day in-person application event. The owners of First Stop Brunswick generously donated their space at 2. E. Baltimore Street. That lease up kick off generated 56 applications. Over the next three months, ninety more applications were submitted. Each applicant came with their own story which stirred our hearts. No matter how different their stories may have been, they all had the same wish, a place to call home for Christmas! On November 5, 2024, the first resident signed their lease and on December 23, 2024, the last empty unit was filled! Not only were we able to fulfill these residents' Christmas wishes but it also filled our hearts with joy!
March 3, 2025
In November 2024, IHA was awarded a $20,000 grant from Delaplaine Foundation, Inc. This grant supports IHA’s three workshop series: Credit Café ; Financial Freedom Bootcamp ; and Ready, Set, Go… Home! In Credit Café, participants work specifically on improving their credit. Financial Freedom Bootcamp builds critical foundational skills for financial success. Ready, Set, Go… Home! walks participants through the entire homebuying process from start to finish. IHA also received a $1,574.37 designated grant from The PNC Homeownership Fund of The Community Foundation of Frederick County. These pass-through funds will directly support low- to moderate-income (LMI) households in achieving homeownership in Frederick County. In December 2024, IHA was awarded a $29,498 grant from the Maryland Affordable Housing Trust (MAHT). MAHT is administered by the Maryland Department of Housing and Community Development (DHCD) through the Division of Neighborhood Revitalization. This grant program is a valuable resource for the advancement of affordable housing initiatives and will provide operational assistance to IHA’s affordable multifamily community in Cumberland, MD. In January 2025, IHA was awarded a $2,500 grant by The Natelli Communities Charitable Fund of The Community Foundation of Frederick County. These unrestricted funds will support IHA’s work across the multiple counties served by our programs and affordable rental communities.
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